Credit Unions & Community Banks

Our Community Banking and Credit Union practice partners with customer-centric or member- centric community financial services companies.

We help community for profit and non-profit institutions to effectively utilize their technology platforms and data. We bring deep expertise for community organizations including commercial lending, small business lending, mortgage lending, construction lending, and all lending areas. In addition, we have expertise with deposits, savings, certificates of deposits, tech banking, data, and software supporting banks and credit unions. Whether you are looking to make new investments in technology or to improve or automate existing processes, ATX has the expertise to help you meet these objectives and more.

We have supported clients by specializing in origination, underwriting, loan servicing, portfolio analysis, deposit gathering, online banking, automation, accounting, reporting and data warehouse utilization/build-out. Our technical services include system integrations and business intelligence solutions of all sizes to help organizations efficiently process and utilize their data.

Our technical services prioritize core system integrations (such as Fiserv®), regulatory reporting, and advanced business intelligence to ensure your data is both actionable and compliant with applicable regulations. By leveraging our deep industry knowledge, we help our clients drive customer satisfaction, operational efficiency, digital transformation, automation, AI readiness, and AI selection.

Our services help you to meet and exceed your commitment to the local community.

Community Banks

Credit Unions

Mission Based Lending

CDFIs

Small Business Lending

Green Banks

Our Services

We strive to help our clients achieve greater efficiencies and productivity through leading operating practices, modern technology systems, and sound advice. We accomplish these goals by developing great relationships with a whole picture emphasis on business processes, organization structure, technology environment, and overall business strategy.

Selected Clients

ATX provided Alden State Bank with independent validation of their disaster recovery and business continuity plans to ensure uninterrupted service for their community. By conducting business impact assessments and simulating various disaster scenarios, ATX evaluated the recovery capabilities of critical third-party vendors like Fiserv. We oversaw live testing, identify technical deficiencies in infrastructure and cybersecurity, and verified that recovery time objectives meet regulatory standards.

Beyond technical auditing, ATX provided staff training and documentation for board reporting and compliance. This work ensured that the bank meets federal requirements while giving leadership and customers confidence that essential banking services remain resilient.

ATX partnered with First Farmers Bank & Trust to resolve critical data quality issues following a Fiserv system upgrade that had slowed commercial loan processing. Leveraging IBM Cognos Analytics and Robotic Process Automation (RPA) tools like Nintex and Power Automate, ATX identified and removed redundant records, reducing duplicate collateral data by 98% and overall project costs by 81% compared to manual efforts. This automated cleansing process not only improved the accuracy of lending reports but also significantly accelerated credit approvals. By establishing recurring maintenance workflows and standardized reporting, ATX enabled the bank to process loans more efficiently and provide faster capital to its commercial clients.

Credit Unions & Community Banks